Just
a Few of the Key Features:
- Compatible with US
& Canadian mortgages, U.S. Rule (Simple Interest) loans, car
loans, business loans, debt-consolidation loans, student loans
and more.
- Easy to use
Amortization Schedules include principal and interest breakdowns
with running totals of interest paid and principal remaining.
- Flexible Planning
with Amortization Schedules Plus! Allows you to see the effect
of adding, skipping or changing any payment. Includes weekly,
monthly and annual lump-sum payments starting in any year.
- Dynamic Amortization
Tables including five different grid configurations allowing you
to solve for most missing variables.
- Powerful Loan
Manager tracks actual loans including the varying terms,
interest rates and payments made and to be made.
- Associate a name,
address and phone number with your loans.
- Loan Terms Tracking
- Interest Rate
Tracking
- Payment Tracking and
Projections including insurance/tax/interest escrow plus assess
late fees/penalties.
- Dozens of Easy to
Use Calculators
- Detailed Reports
including annual summaries. Allows you to specify a date range
when printing.
- See the effect of
skipping, changing or adding any number of payments.
- See the effect of
negative amortization
- Handles infrequent
and irregular payment amounts.
- Save your tables and
schedules for future use
What's
new in version 4.0:
- New,
improved interface.
- 14
different Day Count Conventions including 30/360, Actual/Actual,
30/365, Actual/365 and Actual/365F
- New
U.S. Rule (Simple Interest) compounding method available.
- You
can now specify amortization periods in days, weeks or months,
not just years.
- Now
allows various different payment types including normal,
interest only, fixed principal plus interest, increasing payment
by dollar amount and increasing payment by percentage amount.
- The
Loan Manager now has a new easier to use Tab interface.
- The
Loan Manager now tracks Insurance/Tax/Interest escrow accounts
plus allows you to assess late fees/penalties.
- Amortization
Schedules Plus! now allows you to compare schedules.
- New
Undo/Redo buttons on the Amortization Schedules allow you to
step through your various calculations.
- New
Recalculate button allows you to make bulk changes to the
parameters and then recalculate the schedule saving you time.
- New
Before and After display shows the impact of the last change.
- 5
new grid configurations for the Amortization Tables.
- Reports
can be printed for different date ranges using specific from and
to dates.
- Annual
reports can now be summaries on any fiscal year end.
- And
much more!
About the Personal Edition
Not just your ordinary mortgage calculator! QuikCalc Mortgage and
Loan Manager Personal Edition is an essential personal financial
planning tool. This edition includes our dynamic amortization tables
and schedules, as well as Amortization Schedules Plus! that allows
you to see the effect of adding, skipping or changing any payment.
The Personal Edition's Loan Manager gives you powerful loan
management and projection capabilities. You can track the status of
all your loans including terms, interest rates, payments made and
projections of payments to be made. See what will happen if you
change your payment amount, renegotiate your interest rate, change
your payment frequency, make a lump sum payment, skip a payment and
much more! Now tracks insurance/tax/interest escrow and lets you
assess late fees/penalties.
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